TAX PLANNING FOR BUSINESS

Incorporate Your Business?

• We’ll advise you of the pluses and minuses of incorporating.

• We’ll assess how different features of a corporation meet your criteria for liability protection, income tax savings, self-employment taxes, double taxation, timing, and other factors.

• Protect your personal assets from liabilities arising out of your business problems.

• Protect your business from liabilities arising out of your personal problems

• Avoid Schedule C for sole proprietorships - a major cause of IRS audits.

• Avoid double taxation by converting to “S” corporate status.

• Read A-Z Tax Tips for more information on corporations.

Protect Rental Properties Inside LLC?

• Limited Liability Companies have become the choice of entity for protecting rentals.

• LLCs are also ideal entities to protect stocks, land, and other investments.

• LLCs are flexible - you can choose to be taxed as corporation, partnership, or disregarded entity.

• Avoid filing corporate or partnership income tax returns by electing to be taxed as disregarded.

• Read more about LLCs in A-Z Tax Tips.

Treat Workers As W2 Employees Or 1099 Independent Contractors?

• Regulations require that you withhold income taxes, SS, and SDI from employees’ paychecks.

• Tempted to withhold nothing from workers’ paychecks? This is dangerous.

• Short of cash to pay for other critical business expenses? Don’t use withheld payroll taxes.

• Employers attempt to save payroll taxes by treating workers as independent contractors.

• So then, is it safe to treat workers as independent contractors?

• Learn when to treat workers as employees on W2s or as independent contractors on 1099.

• Plan early for IRS and EDD audits - learn where landmines are.

• Learn how to protect your company and yourself from worker reclassification audits.

• Learn how to use CUIC 687.2 for caregivers.

• Learn what tests are used by the IRS and EDD in determining worker status.

Buy Or Lease?

• When do you buy or lease a vehicle?

• Consider car reliability, miles that you drive, cash down payment, and tax implications.

Save Taxes Via Planning

• New clients come to me for advice after they encounter problems.

• How about getting advice before getting into a potentially risky situation?

• Identify options and the benefits and hazards of each option

• Save taxes and fees by tax planning.

Save Corporate Income Taxes Via “S” Election

• What does the “S” mean in S corporations?

• Why are S corporations popular among entrepreneurs?

• Corporations provide liability protection as separate entities.

• Regular corporations also pay corporate-level taxes.

• You also pay personal taxes double taxation.

• Avoid double taxation by electing not to pay corporate federal income taxes with an S election.

• In other words, you elect not to pay any federal corporate income tax.

• As a bonus, pay no self-employment taxes (social security and FICA) on corporate net income.

• Avoid high PSC taxes if your corporation is classified as a personal service corporation (PSC).

• PSCs include doctors, lawyers, certified public accountants, architects and others who are required to pay a high flat 35% instead of enjoying lower graduated tax rates.

• Read A-Z Tax Tips for more information on this subject.

Save Professional Fees Via Disregarded Elections For LLCs

• LLCs that are taxed as corporations and partnerships file forms 1120, 1120S, or 1065.

• They are also required to keep track of assets and liabilities.

• Save accounting fees by electing to file as disregarded entity.

• Elect to report rental properties directly into Schedule E of your personal income tax.