Sy Accountancy Corporation

704 Mira Monte Place, Pasadena, California 91101

Tel (626) 744-0200, Fax (626) 744-0300, vsy@victorsycpa.com

 

PAYROLL TAX GUIDE FOR 2006

By Victor Sy, CPA, MBA

 

                                                                                       Withheld From           Paid By

                                                                                       Employee                     Employer

1.       FICA (Social Security Tax):

          a.       Old Age    Rate                                        6.20%                           6.20%

                                       Maximum Wage                    $94,200.00          $94,200.00

                                       Maximum Tax                        $5,840.40                       $5,840.40

          b.      Medicare   Rate                                        1.45%                          1.45%

                                       No Maximum                       ALL WAGES ARE TAXABLE

2.       SDI (State Disability Insurance):

          a.       Rate                                                 0.80%                            NONE

          b.      Maximum Taxable Wage                        $79,418.00           NONE

          c.       Maximum SDI Tax                                   $635.34                          NONE

 

3.       SUI (State Unemployment Insurance):         

          a.       Rate (3.4% for new employers)              NONE                           1.7% to 7.1%

          b.      Maximum Taxable Wage                         NONE                            $7,000.00

          c.       Maximum SUI Tax                                    NONE                           $119 to $497

 

4.       ETT (Employment Training Tax):

          a.       Rate                                                            NONE                           0.10%                  

          b.      Maximum Taxable Wage                         NONE                           $7,000.00

          c.       Maximum ETT Tax                                   NONE                           $7.00

 

5.       FUTA (Federal Unemployment Tax):

          a.       Federal Rate                                              NONE                           6.20%

          b.      Maximum Taxable Wage                        NONE                            $7,000.00

          c.       Maximum State Credit                             NONE                           5.40%

          d.      Average Net Federal Rate                      NONE                           0.80%                  

          e.       Average FUTA Tax                                 NONE                           $56.00

          f.       Deposit Required if FUTA is over                                              $500.00

          g.      Credit Card Payment                                                                      Beginning 2006

 

--------------------------------------------OTHER INFORMATION-------------------------------------------

 

6.       SELF-EMPLOYMENT TAX:

          a.       Old Age    Rate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .    12.40%

                                       Maximum Earnings . . . . . . . . . . . . . . . . . . . . . $94,200.00

                                       Maximum Tax . . . . . . . . . . . . . . . . . . . . . . . . .   $11,680.80

          b.      Medicare   Rate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .    2.90%

                                       No Maximum . . . . . . . . . . . . . . . . . . . . . . . . .    ALL WAGES ARE TAXABLE

 

7.       CHILDREN EMPLOYED BY SOLE PROPRIETORS: FICA not required for children

through age 17 (through 20 for FUTA). Both required for corporations and partnerships.

 

8.       MINIMUM WAGE: Remains at . . . . . . .  . . . . . . . . . . . . . .  . . . . $6.75

 

9.       SOCIAL SECURITY TAXES:

          a.       Earnings needed to earn SS coverage ($970 x 4)  . . . . . . .        $3,880.00  

b.      Maximum amount of earnings to receive full SS benefits .      $12,480.00

 

10.     AUTO STANDARD MILEAGE ALLOWANCES:

          a.       Business . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .    44.5 cents per mile

          b.      Charity   . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .      14 cents per mile

          c.       Medical, Moving . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .    18 cents per mile